Individual

When it comes to Health Insurance Options, we have them all!

Areas of Expertise

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On Exchange

We offer free assistance on your Affordable Care Act (ACA) application.

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Off- Exchange

We offer health insurance not tied into the ACA.

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Insurance for Healthy People

Insurance for clients who don't have any preexisting medical conditions.

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Dental and Vison

HMO and PPO coverage from some of the largest dental providers in the nation.

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Supplemental Coverages

Emergency Room Indeminity
Accidental
Long Term Care
Travel Insurance

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On Exchange

The Affordable Care Act(ACA), sometimes referred to as "Obamacare" is a way to make health care more affordable. By filling out the ACA application we can help you qualify for subsidies that are based on your household income.

Through this process we will help you get the discounts you deserve, help you with all the documentations, find a plan that fits your needs, and you get all this for free. Contact Us Now for more information.

Off Exchange

We help you get health insurance and skip the whole ACA application. Some information is just personal and should remain that way.

Insurance for Healthy People

This insurance is for people who do not have any preexisting health conditions. It is a pretty complicated product, but for those where this fits, it has great benefits. No Network to follow, accepted anywhere that takes cash, covers urgent care, emergency care, and much more. Please contact us for more information.

Dental and Vision

We are contracted with many carriers but the three that stand out for us will be Ameritas, Metlife, and Delta Dental. Contact us and find out why.

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Supplemental Coverages

Emergency Room Indemnity

With health insurance deductibles as high as they are, a trip to the ER even with health insurance can cost thousands of dollars. By getting an Emergency Room Indemnity rider you protect your family from expensive medical costs. Contact us for more information.

Accidental

Las Vegas auto rates are through the roof. Biggest reason is that we have lots of accidents in town. We can’t protect you from cars, but we can protect you financially if you are no longer able to work due to one. Contact us for more information.

Long Term Care

Hope for the best, but plan for the worst. I hope all my clients live a long and healthy life, but sometimes a critical illness like stroke, cancer, or heart attack changes everything. If you can no longer perform 2 or the 6 activities of daily living, and need to have help, it might be too late. But for the rest of us, we still have time. Contact us for more information.

Travel Insurance

Lost luggage, canceled flights, medical issues. None of these are things that you want to worry about. Find out how to protect yourself with a travel policy. These policies will meet any covid 19 guidelines that may still be in place for certain travel, and will also cover you for medical emergencies, as well as evacuations. We have policies for local travel, international travel, as well as policies for family and friends that are visiting the US from another country. Contact us for more information.