I grew up in a small town in upstate New York, Deposit, NY (Pop. less than 1,000). Served 21 Years in the Navy (10 Years Enlisted, 11 Yrs as Officer), retiring in 1998. Registered Investment Advisor Representative and Life/Health Insurance field for 30 Years. I have truly enjoyed educating & serving business owners, their families & military members since 1998. A member of the VFW, Married with 2 sons, 2 step-sons and grandfather of 4.I provide Medicare, Individual & Family Health Plans, Small & Large Company Benefit Plans, Workers Comp, Payroll & HR Services. Lets Connect!